Auto Insurance in Victorville, CA
Drivers who carry auto insurance may receive financial support in case of accidents, liability or damage. Beyond that, policies are customizable to include extra benefits such as roadside assistance, coverage for new cars, your vehicle’s custom parts and equipment, and even your pets.
What Types of Coverage Do I Need? 
Several types of coverage address different needs. Standard auto insurance policies may include the following:
- Liability coverage may compensate third parties for bodily injury or property damage you caused.
- Collision coverage may pay to repair or replace your car after colliding with another object or vehicle.
- Comprehensive coverage may provide financial aid if your vehicle is damaged by noncollision events like hail, fire or vandalism.
- Uninsured/underinsured motorist coverage may reimburse expenses after an accident with an at-fault driver who doesn’t carry enough insurance.
- Medical payments coverage may cover medical bills for you and your passengers after an accident.
Additionally, you can add endorsements or riders that modify your policy to suit your specific needs or preferences. Some of the most popular auto insurance riders include the following:
- New car replacement coverage may pay for a brand-new replacement of your new vehicle if it is totaled in a covered incident.
- Roadside assistance coverage may cover emergencies like flat tires, vehicle breakdowns or dead battery replacement.
- Modified car coverage may cover aftermarket parts or upgrades to your vehicle, including stereos and mobility modifications.
- Pet insurance may cover your pets’ medical expenses if they’re injured in an accident.
How Much Does Coverage Cost?
The price of car insurance policies depends on several factors, including your age, location, driving history, vehicle type and credit score. Your deductible and the types of coverage you select are also typically factored in.
Contact Us
The insurance experts at Dan Smith Insurance Agency, Inc. can help obtain your ideal policy. Contact us today to learn more.